# Job Description: US Mortgage Bankruptcy Specialist

**Job Code:** 421502\

**Role:** US Mortgage Bankruptcy\

**Location:** Gandhinagar / Chennai\

**Experience:** 1–7 Years\

**Salary:** Up to ₹8 LPA\

**Band:** BPO 2\

**Shift:** US Shift\

**Work Mode:** Mandatory Work From Office (5 days a week)

## Job Summary

We are looking for candidates with experience in US Mortgage Bankruptcy processes to handle bankruptcy-related documentation, case setup, payment history preparation, and legal filings. The ideal candidate should have working knowledge of US bankruptcy procedures, particularly Chapter 13, along with Chapters 7 and 11.

## Key Responsibilities

- Handle US mortgage bankruptcy processes, including case setup, corrections, modifications, closure, and discharge.

- Prepare Proof of Claim (POC) documents and Motion for Relief (MFR) drafts for attorney review.

- Work on 410A forms and prepare accurate payment histories.

- Review bankruptcy plans, Statements of Intention (SOI), and repayment structures.

- Handle Plan Review, Transfer Notices, Reaffirmations, and related bankruptcy documentation.

- Process Filing of Motion for Relief, PPFN, PCN, NOFC, and referrals to release, as applicable.

- Understand and apply Chapter 13 bankruptcy guidelines, including eligibility, repayment plans, plan structure, and discharge.

- Maintain accurate bankruptcy records and ensure key dates are updated correctly.

- Ensure compliance with applicable US bankruptcy procedures, timelines, and process requirements.

- Coordinate with attorneys and internal teams for documentation review and case resolution.

- Maintain quality, accuracy, and turnaround time while meeting process SLAs.

## Required Skills

- Working knowledge of US Mortgage Bankruptcy processes.

- Understanding of Bankruptcy Chapters 7, 11, and 13.

- Knowledge of Proof of Claim (POC) and Motion for Relief (MFR) preparation.

- Experience with 410A forms and payment history preparation.

- Knowledge of Chapter 13 repayment plans, plan review, eligibility, and discharge procedures.

- Familiarity with SOI Review, Reaffirmations, Transfer Notices, and bankruptcy case management.

- Understanding of bankruptcy case setup, closure, corrections, and modifications.

- Good written and verbal communication skills in English.

- Strong attention to detail, analytical skills, and ability to meet deadlines.

## Educational Qualification & Experience

- Graduate in any discipline with a minimum of 15 years of education.

- Relevant experience in US Mortgage Bankruptcy is preferred.

- Candidates with 1–7 years of relevant experience may apply, with preference for hands-on bankruptcy domain knowledge.

## Important Requirements

- **Mandatory Work From Office:** 5 days a week.

- **Work Location:** Gandhinagar / Chennai.

- **Shift:** US Shift.

- **Ex-TCS employees are not eligible to apply.**

- PAN and Date of Birth (DOB) are required for candidate profile creation.

- **Maximum CTC:** ₹8 LPA, depending on experience and suitability.